Do high-street providers offer bad credit mortgages?

Do high-street providers offer bad credit mortgages?

Not necessarily, and those which do might provide you with unfavourable prices.

The tables below will provide you with concept of just exactly how most likely you might be to have that loan on the basis of the form of credit dilemmas you have got and exactly how long you have to hold back before pushing ahead.

0-12 months years being 1-2 years 3-4 years 4+ years
Late re payments Yes (a variety) Yes (a variety) Yes (a range) Yes (a variety) Yes (a range)
Mortgage Arrears Yes (often maximum 3 belated) Yes (a range) Yes (a variety) Yes (a range) Yes (a variety)
CCJs Yes (if good LTV) possibly (If good LTV) Yes (Any value) Yes (Any value) Yes (Any value)
Defaults Yes (if good LTV) perhaps (If good LTV) possibly (If good LTV) Yes (Any value) Yes (Any value)
Debt MGBT Unlikely Yes (If credit file is unaffected) Yes (If credit history is unaffected) Yes (If credit file is unaffected) Yes (If credit file is unaffected)
IVA Unlikely feasible by having a 25% deposit viable by having a 20% deposit available by having a 20% deposit available by having a 10% deposit
Bankruptcy Unlikely available with 25per cent deposit feasible with 15per cent deposit viable with 5% deposit available with 5% deposit
Repossessions Unlikely Yes (with 25% deposit) Yes (with 25% deposit) Yes Yes

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